Financing
The first step in considering a new home purchase is to secure the right financing for the home you want to buy. There are many home mortgage loan options, and understanding the complexities of each one can be overwhelming and stressful! That's why we recommend you seek professional mortgage loan advice from a qualified lender who can advise you as to the many loan programs available, as well as explain the mortgage loan process to you, and help you get pre-qualified for the home you want to buy.
Finding a Home Mortgage Lender
Finding a reliable lender is the FIRST step to getting the RIGHT mortgage loan for the home you want to buy. If you already have an established relationship with your local bank, and it offers home mortgage loans, this may be a good place to start, especially if you have been a long-time customer. Ask the mortgage loan officer to help you start the pre-qualification process, in order to see how much home you can afford to buy based on your credit score, income and other qualifying information. Knowing your home purchase limit can help guide you towards a home that not only fits your living style, but your budget, as well!
Kingdom Homes works with many trusted and reliable lenders who specialize in home mortgage loans for almost every type home - including manufactured and modular homes! Of course, you are encouraged to seek out and research your own lender, but we have years of experience in dealing with many qualified lenders including 21st Mortgage, Triad, and many local banks and mortgage brokers.
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Once you obtain a pre-qualification letter from a certified lender, you are ready to start shopping for that new home, knowing in advance how much you can comfortably afford to spend for your dream home!
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Calculate a Mortgage Payment
Sometimes, you just want to know how much your payment will be on a home you're considering purchasing. Using the simple mortgage calculator below, you can get a "general idea" of how much your mortgage payment would be based on certain criteria. Of course, only a qualified home mortgage lender can assess an ACTUAL payment, which is based on more accurate information and data.
